Banking & FinTech

Why organisations work with Chris Skinner His Intelligent Money thesis – that by 2030 AI will make money embedded, autonomous, and invisible within daily life – gives financial institutions a specific, time-bound structural challenge to test their strategy against, rather than a generic warning about disruption. Doing Digital draws on direct research inside transformation programmes at JP Morgan Chase, DBS, BBVA, ING, and China Merchants Bank – peer-level evidence on what structural change in banking actually requires, not what frameworks predict. The Finanser, updated daily for more than two decades, means organisations working with Skinner access a commentator whose knowledge base is built from continuous sector tracking rather than periodic research cycles. His advisory work spans the World Economic Forum, World Bank, United Nations, and White House – a perspective tested by global regulators and policymakers alongside market practitioners. The 2023 Lifetime Achievement Award from The Payments Association, the largest payments professional community in the UK, represents recognition from peers within the sector rather than from the speaker circuit. Biography highlights Founder and Chair, the Financial Services Club – European financial industry network, founded 2004 Author of 18 books on digital banking and fintech, including Digital Bank, Doing Digital, Digital for Good, and Intelligent Money (Marshall Cavendish, 2024) 2023 Lifetime Achievement Award, The Payments Association Visiting lecturer, Cambridge University; TEDx speaker (TEDx Athens) Non-executive director, 11:FS (fintech consultancy firm) Former VP Marketing and Strategy, Unisys Global Financial Services; former Strategy Director, NCR Financial Services Fellow of the British Computer Society; Fellow of the Institute of Management Services; BSc Management Sciences, Loughborough University Regular commentator on BBC News, Sky News, CNBC, and Bloomberg; contributor to American Banker Named among the Top 40 most influential people in financial technology, Wall Street Journal’s Financial News Biography The Finanser, Chris Skinner’s daily blog on financial markets and technology, has run for more than two decades. His 18 books – from Digital Bank to Intelligent Money (Marshall Cavendish, 2024) – form a sustained body of analysis on how digital technology is restructuring banking and what that means for institutions built around managing money on behalf of customers. Intelligent Money argues that by 2030 AI will make money embedded, autonomous, and invisible within daily life. This is a structural challenge asking institutions to account for what purpose they serve when AI handles financial decisions on the customer’s behalf. Doing Digital draws on direct research inside transformation programmes at JP Morgan Chase, DBS, BBVA, ING, and China Merchants Bank. It is one of the few comparative analyses of large-scale banking transformation built from institutional access rather than external observation. Before establishing The Finanser, Skinner was VP of Marketing and Strategy at Unisys Global Financial Services and Strategy Director at NCR Financial Services. He founded the Financial Services Club in 2004. He holds a BSc in Management Sciences from Loughborough University and is a Fellow of the British Computer Society. He has advised on financial system transformation at the World Economic Forum, World Bank, United Nations, and White House, and appears regularly on BBC News, Sky News, CNBC, and Bloomberg. In 2023, The Payments Association awarded him its Lifetime Achievement Award. He is a visiting lecturer at Cambridge University. Key speaking topics Digital transformation in banking and financial services AI and generative finance: the future of money Fintech, payments, and the restructuring of banking models Central bank digital currencies and the digital payments landscape Future banking strategy in a platform-driven economy Technology and ESG in financial services Ideal for Chief executives, strategy directors, and transformation leads in banking and financial services Boards and executive committees of financial institutions navigating digital restructuring Fintech leaders and payments executives Financial regulators and policy teams examining digital money and AI in finance Audience outcomes A specific framework for understanding what AI-driven financial systems mean for existing banking models – not just what technology is changing, but what institutions need to become Case study evidence from major banks including JP Morgan Chase, DBS, and BBVA on what large-scale digital transformation actually requires at an institutional level Clarity on the distinction between digitising banking processes and restructuring banking as a business model A grounded view of where central bank digital currencies, decentralised finance, and AI-managed money systems fit within existing regulatory and institutional frameworks A time-bound analytical perspective on the future of financial services, grounded in two decades of continuous sector tracking

Why organisations work with Chris Gledhill He has worked both sides of the fintech competitive line: inside Lloyds Banking Group’s disruptive innovation function, then co-founding the UK challenger bank Secco as its CEO. Audiences get an advisor fluent in incumbent constraints and start-up economics. His Secco thesis, that customer data and reputation can function as forms of banked value, pushed the UK challenger debate past interface and pricing into a harder conversation about what banks actually sell. He is a consistent top-tier voice in credible fintech influencer indices, including Onalytica’s Fintech Top 100, where he has ranked as high as third, and the CityAM Fintech Powerlist. He contributed to The FinTech Book (Wiley, edited by Susanne Chishti), the first crowdsourced reference work in the field. His chapter on the future evolution of money beyond cryptocurrency is part of the core literature. Biography highlights Former innovation technologist and lead mobile architect within Lloyds Banking Group’s Digital Innovation and Payments team, part of the bank’s disruptive innovation function Co-founder and former CEO of Secco, a pre-licence UK challenger bank built around customer ownership of money, data and reputation Contributor to The FinTech Book (Wiley), edited by Susanne Chishti of FINTECH Circle Author of “Consumerization: The Enterprise Guide to BYOD” Ranked #3 in Onalytica’s Top 100 Fintech Influencers and a recurring feature in CityAM’s Fintech Powerlist TEDx speaker and long-running commentator on fintech and digital banking Biography Most retail banks are not structured to reinvent themselves. They are built to run their current model efficiently, which is a different problem. The result is a sector that uses the language of transformation while iterating on the same product shelf. Chris Gledhill has argued the opposite case from both sides of the line. Inside Lloyds Banking Group’s Digital Innovation and Payments team, he worked as a lead mobile architect and innovation technologist within what the bank called its disruptive innovation lab. He then co-founded Secco, a pre-licence UK challenger bank, and became its CEO. Secco’s proposition went further than most. Where other UK challengers matched the incumbents on product and improved the interface, Secco proposed that a bank could hold data and reputation alongside money, with the customer owning and controlling both. Gledhill set out the fuller argument in The FinTech Book (Wiley), edited by Susanne Chishti. His chapter asks what money becomes once value itself can be both social and programmable. He is a consistent feature in credible fintech indices, including Onalytica’s Top 100 Fintech Influencers, where he has ranked as high as third, and the CityAM Fintech Powerlist. For boards and strategy teams, that recognition reflects a decade of specific public arguments carried into industry discourse. Key speaking topics Fintech and the future of financial services Digital banking and challenger bank strategy Emerging technology in banking: AI, blockchain, biometrics Digital identity and customer data ownership Innovation inside incumbent financial institutions Open banking and the API economy Ideal for Banking and financial services leadership teams confronting digital-native competitors Heads of digital and innovation inside incumbent financial institutions Fintech and payments industry conferences and strategy offsites Financial services boards setting strategy through a period of technology-led disintermediation Audience outcomes A sharper strategic map of where digital banking is heading and what that means for incumbent business models First-hand perspective on the full-stack challenger bank thesis, including what Secco actually tried to build and why Better questions to take back to boards about customer data ownership and digital identity Informed judgement on which emerging technologies are genuine strategic levers for banks and which are features chasing problems

Why organisations work with Brian Forde He briefed President Obama on bitcoin in 2014 and shaped the early federal posture on digital currency, so buyers get someone who understands how US policy actually gets made, not a commentator guessing at it. He built the MIT Media Lab’s Digital Currency Initiative from the ground up, convening cryptographers, economists, and distributed systems researchers. Few speakers can explain the engineering and the regulatory stakes in the same sentence. He teaches the MIT Sloan blockchain curriculum alongside Christian Catalini and Simon Johnson, which keeps his material connected to current research rather than recycled decks. He has operated, not just advised: he co-founded a telecoms company that served a quarter of a million Nicaraguans, and now runs Numero, a campaign finance technology firm. He speaks about adoption from the perspective of someone who has shipped. He ran for US Congress on a crypto-funded campaign that drew legal and political attacks in real time. On questions of public trust, optics, and compliance, he brings direct scar tissue. Biography highlights Co-founder and former Director, Digital Currency Initiative, MIT Media Lab. Senior Lecturer, MIT Sloan School of Management, teaching blockchain technologies. Former Senior Advisor for Mobile and Data Innovation, White House Office of Science and Technology Policy. Young Global Leader, World Economic Forum; contributor to the WEF agenda. Co-founder and CEO of Numero; co-founder and former CEO of Llamadas, S.A. in Nicaragua. 2018 Democratic candidate for US Congress in California’s 45th District; raised a record sum in cryptocurrency donations. Biography Most boards hear about blockchain from a vendor or a lobbyist. Brian Forde is one of the few people who has been the White House official writing the early rules, the MIT researcher auditing the code, and the founder trying to raise money inside the regulatory grey zone. He briefed President Obama on bitcoin in 2014, when the federal government was still deciding whether to treat it as currency, commodity, or threat. At the MIT Media Lab he co-founded and led the Digital Currency Initiative, assembling cryptographers, economists, and distributed systems researchers to study how digital currencies could work at scale. The initiative seeded research that now underpins how central banks, custodians, and exchanges think about settlement risk. He now teaches the subject at MIT Sloan alongside Christian Catalini and Simon Johnson. His operator record matters as much as the policy work. He co-founded Llamadas, S.A., a low-cost internet phone company that served more than a quarter of a million Nicaraguans after his Peace Corps service. He currently runs Numero, building campaign finance software for political campaigns. In 2018 he ran for US Congress in California’s 45th District and accepted cryptocurrency donations, raising more in crypto than any previous American candidate and attracting a political attack campaign that tested how the mainstream handles digital-asset politics. The value he brings to a room is that combination. Audiences get engineering precision, Washington insight, and founder scar tissue from a single speaker who can answer the question most keynotes dodge: what does a serious organisation actually do on Monday morning. Key speaking topics Blockchain adoption in regulated industries Digital currency and central bank policy Bitcoin and the future of payments Emerging technology and public policy Government regulation of digital assets Innovation inside large institutions Ideal for Boards and executive committees at banks, asset managers, and payments firms weighing digital asset strategy. Chief technology officers, chief innovation officers, and heads of strategy assessing blockchain pilots. Chief compliance officers and general counsel preparing for evolving digital asset regulation. Government and public sector leaders building digital infrastructure and data policy. Audience outcomes A clear map of where blockchain is genuinely useful in financial services, healthcare, government, and supply chain, and where it is not. A working understanding of how US and global digital asset regulation is being shaped, and what that means for near-term decisions. Practical framing for how to evaluate and resource a blockchain or tokenisation pilot without over-committing. Perspective on the political and reputational dimensions of digital asset adoption, informed by direct campaign experience. Sharper questions to take back to internal technology, legal, and risk teams.

Why organisations work with Anthony Thomson He is one of the very few operators in the world who has launched three licensed banks on three different models: a physical high-street challenger, a UK app-only bank, and an Australian smart bank. His Metro Bank launch ended a century-long drought of new UK high-street banks and set the reference point for what a customer-centred retail banking proposition looks like. He speaks from the chair’s seat, not the analyst’s gallery. Every argument he makes about challenger strategy, brand, and regulation has been tested against a real balance sheet and a real regulator. With Lucian Camp he wrote No Small Change (Wiley), a direct manifesto on why financial services marketing is broken and what has to replace it. He can brief a boardroom on what it actually takes to turn a strategy deck about “customer obsession” into a licensed, funded, operating business. Biography highlights Co-founder and founding chairman, Metro Bank, the first new UK high-street bank for over a century. Founder and former chairman, Atom Bank, the UK’s first app-only bank, licensed in 2015. Co-founder and former chairman, 86 400, Australia’s first smart bank, later acquired by NAB. Chair of Zip UK, the UK arm of the Australian buy-now-pay-later group. Co-author, No Small Change: Why Financial Services Needs A New Kind of Marketing, Wiley, 2018, with Lucian Camp. Co-founder and former chairman, The Financial Services Forum; Visiting Professor at London Metropolitan University and David Goldman Visiting Professor at Newcastle University Business School. Biography Metro Bank opened its first branch in Holborn in July 2010, the first new high-street bank to enter the UK market in more than a hundred years. Anthony Thomson co-founded the bank and served as its founding chairman, steering it from concept to licensed, trading retail institution. He did not stop there. A few years after leaving Metro, Thomson founded Atom Bank, the UK’s first app-only bank, which secured its banking licence in 2015. He then co-founded 86 400, Australia’s first smart bank, which was later acquired by National Australia Bank. Three licensed banks, three distinct models, one consistent thesis: the industry is overdue a redesign around the customer. That thesis is argued at length in No Small Change (Wiley, 2018), co-written with Lucian Camp, which treats financial services marketing as a discipline in need of serious reconstruction rather than a cosmetic refresh. Earlier in his career, Thomson co-founded City Financial Marketing, later acquired by Publicis, and The Financial Services Forum, giving him a practitioner’s view of brand and proposition design across the sector before he ever chaired a bank. Today he chairs Zip UK and speaks to boards, executive teams, and regulators about what it actually takes to launch and scale a new financial business. His work holds a precise answer to a question many incumbents struggle with: where does customer-led transformation stop being a slogan and start being a balance sheet. Key speaking topics Challenger banking and fintech strategy Customer-led retail banking models Launching regulated businesses from scratch Brand and marketing in financial services Digital and mobile-first banking Entrepreneurship inside regulated industries Ideal for Boards and executive teams of banks, insurers, and asset managers reviewing customer strategy. CMOs and brand leaders in financial services rethinking proposition and marketing investment. Founders, investors, and transformation leads building or funding fintech and regulated ventures. Audience outcomes A clearer view of what separates a challenger proposition that scales from one that stalls at launch. A concrete account of how a licensed bank gets designed, funded, and brought to market. Sharper questions to take back to their own customer, brand, and distribution strategy. A realistic sense of where regulation helps and where it quietly kills good ideas.

Why organisations work with Anthony Hilton Five decades inside the City press, from trainee on The Guardian in 1968 to City Editor of The Times and the Evening Standard, give audiences a working memory of how UK financial crises, regulatory shifts and market cycles actually play out. A named position of record. As Senior Commentator for The Independent and The Standard his arguments on markets, pensions and the economy are already in public circulation, so organisations get a writer whose views are testable. Specific authority on pensions and long-term savings, an area he has covered as a weekly columnist for more than 30 years and on which he has been singled out by UK pensions industry awards. A track record of calling the 2008 crash, recognised by the University of Aberdeen with an honorary degree in 2010 for articles from 2005 to 2007 warning that the financial system was heading for trouble. Deep fluency in corporate and financial communication, drawn from his book How to Communicate Financial Information to Employees and a career running the editorial operation at the Evening Standard as Managing Director. Biography highlights Senior Commentator for The Independent and The London Standard, writing on markets, pensions, investor relations and the economy. Former City Editor of The Times (1981 to 1983) and City Editor of the Evening Standard (1984 to 1989), then Managing Director of the Evening Standard from 1989. Author of City Within a State: A Portrait of Britain’s Financial World, a study of how the City of London really works. Wincott Prize for Business Journalism; Business Journalist of the Year and Outstanding Achievement in Financial Journalism at the 2014 ABI Financial Media Awards; Association of British Insurers Commentator of the Year (twice); Decade of Excellence Award, World Press Awards, 2007. Honorary degree from the University of Aberdeen, 2010, for services to journalism, including articles from 2005 to 2007 predicting the financial crash; MA in Economics, University of Aberdeen. Joint founder and past non-executive chairman of Newsdesk Media Group; Visiting Professor in Economics at London Metropolitan University, 2010 to 2012; former Editor of Accountancy Age. Biography The 1970s sterling story, the 1980s Big Bang, the dotcom crash, the 2008 banking collapse and the pensions and inflation shocks since: the same journalist has covered them in real time for a general reader, inside the British national press. That continuity is unusual, and it is the reason senior audiences listen when Anthony Hilton explains what is happening in the City. He joined Fleet Street in 1968 as a trainee on The Guardian, moved to New York in 1978 as Business Correspondent for the Sunday Times, and returned in 1981 to become City Editor of The Times. From 1984 he was City Editor of the Evening Standard, then its Managing Director from 1989, before returning to writing. He is now Senior Commentator for The Independent and The London Standard. The published argument is the other half of the case. City Within a State set out how the City of London actually works as a system of firms, regulators and capital flows. How to Communicate Financial Information to Employees codified what he has observed boards and finance chiefs get wrong when talking about money to their own people. His weekly columns on pensions, investor relations and the economic outlook have run for more than 30 years. The recognition is from bodies that matter in the field. The Wincott Prize for Business Journalism, Business Journalist of the Year and Outstanding Achievement in Financial Journalism at the 2014 ABI Financial Media Awards, and Commentator of the Year from the Association of British Insurers, twice. The University of Aberdeen awarded him an honorary degree in 2010 in recognition of columns from 2005 to 2007 that warned the financial system was heading for serious trouble. Key speaking topics UK economic outlook and policy City of London, markets and investor relations Pensions, long-term savings and retirement policy Corporate governance and financial communication Financial journalism and the media view of business Economic history and lessons from past UK financial crises Ideal for Boards and CEOs in financial services, asset management, insurance and pensions needing an informed macro and markets read CFOs, heads of investor relations and corporate communications teams preparing for scrutiny from the City press Pensions trustees, scheme sponsors and providers running strategy or member communication programmes Conferences and industry dinners needing a senior City commentator as host, moderator or after-dinner speaker Audience outcomes A clearer read on how UK economic policy, Bank of England decisions and market conditions intersect with their own sector A working columnist’s view on how the City press is interpreting their industry and their company Named historical reference points for making sense of current market and pensions stress A sharper frame on pensions and long-term savings policy for employers and trustees An argument on where the UK economy is heading and what that implies for strategy and communication

Why organisations work with Alex Brummer Five decades of front-line financial reporting, from the 1976 sterling crisis to the 2008 banking collapse to the post-Brexit settlement, give audiences a working memory of how financial crises actually unfold. A named position of record. As City Editor of the Daily Mail he writes the paper’s daily view on business, markets and the economy, which means organisations get an author whose arguments are already in public circulation. Book-length theses backed by serious publishers. Bad Banks on financial system fragility and The Great British Reboot (Yale University Press, 2020) on UK economic strategy give audiences a coherent argument, not a survey. Specific expertise on pensions and long-term savings, the subject of The Great Pensions Robbery, which matters to any organisation running a material defined benefit liability or rethinking retirement provision. Award weight from credible bodies: Wincott Senior Financial Journalist of the Year, British Press Awards Financial Journalist of the Year, Overseas Press Club of New York for US coverage. Biography highlights City Editor of the Daily Mail since May 2000, writing the paper’s daily commentary on business, markets and the economy. 26 years at The Guardian in senior roles including US Financial and Washington Correspondent, Financial Editor, Foreign Editor and Associate Editor. Author of seven books including The Great British Reboot (Yale University Press, 2020), Bad Banks (2014), Britain for Sale (2012) and The Great Pensions Robbery (2011). Wincott Prize for Senior Financial Journalist of the Year (2001); British Press Awards Financial Journalist of the Year (1999); Overseas Press Club of New York (1989). Honorary Doctor of the University, University of Bradford (2014). Columnist for New Statesman; contributor to The Spectator and Jewish Chronicle; chair of the Jewish News editorial board. Biography The 1976 sterling crisis, the 2008 banking collapse and the post-Brexit argument over UK industrial strategy have one thing in common. The same journalist covered them from inside a working newsroom, in real time, for a general reader. Since May 2000, that newsroom has been the Daily Mail, where Alex Brummer is City Editor. The role means writing the paper’s daily view on business, markets and the economy, turning movement in the FTSE, the Bank of England and global capital markets into a clear argument rather than a data dump. Before that he spent 26 years at The Guardian, including ten years as US Financial and Washington Correspondent covering three presidential elections, then Financial Editor, Foreign Editor and Associate Editor. The books map the territory he speaks from. Bad Banks (2014) traced the post-2008 banking system’s unresolved fragility. Britain for Sale (2012) set out the costs of foreign ownership of British industrial assets. The Great Pensions Robbery (2011) examined the unwinding of UK retirement provision. The Great British Reboot, published by Yale University Press in 2020, argues how the UK can rebuild economic strength through research, technology and industrial reform. The recognition is from bodies that matter in the field: the Wincott Prize for Senior Financial Journalist of the Year, the British Press Awards for Financial Journalist of the Year, and the Overseas Press Club of New York for best foreign correspondent in the United States. Bradford awarded him an honorary doctorate in 2014. Key speaking topics UK economic outlook and industrial policy Banking stability and systemic financial risk Pensions, savings and long-term capital Foreign ownership of UK assets and national economic security Global markets and macroeconomic trends Post-Brexit economic strategy Ideal for Boards and CEOs in financial services, asset management and banking needing an informed macro read alongside strategic decisions CFOs and treasury leaders exposed to rate, currency and pensions risk Policy forums, regulators and industry bodies across financial services, infrastructure and pensions Conferences needing a City Editor-grade host or moderator across business, economics and markets Audience outcomes A clearer read on how UK economic policy, banking regulation and market conditions intersect with their own sector Named historical reference points, from the 1976 sterling crisis to 2008 and beyond, for interpreting current financial stress A sharper frame on the pensions and long-term savings question facing UK employers A working journalist’s view on what is actually driving coverage and sentiment around their industry An argument, not a survey, on where the UK economy is heading and what that implies for strategy

Why organisations work with Salvatore Cantale He directs IMD’s Finance for Boards programme, the sitting reference point for non-executive directors who need to challenge financial strategy with authority rather than deference to the CFO. His work sits at the intersection of strategy and finance, so leadership teams leave with a clearer view of which growth bets, acquisitions and restructurings will actually compound value, and which are expensive to justify. He has built a substantive ESG-finance practice covering green bonds, sustainability-linked instruments and climate tech, addressing the question most boards are quietly avoiding: what does sustainability policy do to the numbers. His consulting track record spans global banks (MUFG, UniCredit, ICBC, Development Bank of Japan, APG) and operating businesses (Unilever, Kering, Maersk, Pernod Ricard, Lacoste), which translates into sessions grounded in how the work is done, not how it is theorised. He teaches finance as a language of leadership, not a specialist function, which is what senior executives from non-finance backgrounds usually need and rarely receive. Biography highlights Professor of Finance at IMD Business School, Lausanne Directs IMD’s Finance for Boards, Business Finance and Driving Sustainability from the Boardroom programmes PhD in Finance and MSc in Management, INSEAD; BA in Economics and Finance, University of Catania Former faculty director of the Master’s in Finance at Tulane University’s A.B. Freeman School of Business Recipient of the Global Finance Association Best Paper Award and the Southern Finance Association Outstanding Paper Award Contributor to I by IMD, World Economic Forum Agenda, MIT Sloan Management Review, Financial Times and Wall Street Journal Biography Boards are being asked to sign off on strategies, acquisitions and ESG commitments whose financial consequences are only vaguely understood in the room. Salvatore Cantale’s work is built around the gap that opens when strategic ambition outruns financial literacy at the top of the organisation. As Professor of Finance at IMD, he runs the programmes, Finance for Boards and Business Finance among them, that senior leaders attend when they cannot afford to keep outsourcing that judgment. His intellectual territory is the join between strategy, business models and financial outcomes. The question that animates his teaching is practical: how does a stated strategy actually show up in the P&L, the balance sheet and the cost of capital, and what should a board be able to see that a management deck hides. That framing draws on research in value creation, capital structure and corporate financing choices, work that has been recognised by the Global Finance Association and the Southern Finance Association. A second stream of his work focuses on the relationship between ESG policy and financial performance. Green bonds, sustainability-linked instruments, climate tech investment, investor activism, these are presented to boards as moral or regulatory questions and funded as financial ones. Cantale treats them as both, so executives can defend their choices in either room. His writing on CFO roles, the CEO-CFO-board triumvirate and CSRD compliance sits in I by IMD, the World Economic Forum Agenda, MIT Sloan Management Review and the financial press. The consulting record gives the work texture. Cantale has advised APG, MUFG, UniCredit, ICBC and the Development Bank of Japan on the financial institutions side, and Unilever, Kering, Maersk, Coca-Cola Hellenic, Pernod Ricard and Lacoste on the corporate side. That range is why senior audiences recognise themselves in his examples: the tension between a sustainability roadmap and a quarterly earnings call is not abstract when the person teaching it has sat on both sides of it. Key speaking topics Value creation and capital allocation Finance for boards and non-executive directors The strategic role of the CFO ESG, green finance and sustainability-linked instruments Business models and financial performance Mergers, acquisitions and corporate restructuring Governance and financial regulation Ideal for Boards and non-executive directors sharpening their ability to challenge management on financial strategy CEOs, CFOs and senior executive teams working through capital allocation, M&A or business model change Leadership teams translating ESG and sustainability commitments into credible financial plans Banks, asset managers and financial institutions navigating governance, regulation and investor expectations Audience outcomes A sharper read of how a given strategic choice will land in the financial statements and the cost of capital Clearer language for boardroom debate on value creation, capital structure and investment trade-offs Specific frameworks for assessing ESG and sustainability initiatives on financial as well as non-financial grounds A more confident view of the CFO’s role as strategic partner rather than scorekeeper Practical reference points drawn from named financial and corporate institutions Cantale has advised

Why organisations work with Huang Yiping He sits on the Monetary Policy Committee of the People’s Bank of China, which puts him inside the conversation that shapes Chinese interest rate, credit, and currency decisions, not commenting on it from the outside. He runs the National School of Development at Peking University, the institution that has educated a generation of Chinese policy economists and whose research directly feeds government thinking. His digital finance research programme is the reference point for how platforms like Ant Group, WeChat Pay, and the state-run digital yuan system are reshaping Chinese banking and credit allocation. He built a career that bridges Wall Street and Beijing, with nearly a decade as Chief Asia Economist at Citigroup and a further stint at Barclays, so he reads Chinese policy with a market operator’s instinct. He is willing, as Bloomberg documented in 2024, to publicly challenge official economic strategy, which makes his private read on policy direction far more useful than the standard think tank commentary. Biography highlights Dean of the National School of Development, Peking University, and Boya Distinguished Professor. Member of the Monetary Policy Committee of the People’s Bank of China, reappointed in March 2024 after serving 2015 to 2018. Director of the Institute of Digital Finance at Peking University. Former Managing Director and Chief Asia Economist, Citigroup; later Chief Economist for Emerging Asia, Barclays. Co-editor, with David Dollar, of The Digital Financial Revolution in China (Brookings Press, 2022). Columnist at Project Syndicate; contributor to East Asia Forum; PhD in Economics, Australian National University. Biography China’s economic team spent the decade after the global financial crisis building a credit-driven growth model that worked until it didn’t. Huang Yiping has spent that same decade arguing, from inside the system, that the model had to change. His seat on the Monetary Policy Committee of the People’s Bank of China gives that argument unusual weight. As Dean of the National School of Development at Peking University, Huang leads the country’s most influential economic policy school. The NSD trains senior officials and publishes much of the research that informs Chinese financial and macroeconomic decisions. Before Peking University, he spent nearly a decade as Chief Asia Economist at Citigroup and Chief Economist for Emerging Asia at Barclays, which is why his reading of policy still tracks to what markets actually need to know. His research focus has shifted with the economy. The Digital Financial Revolution in China, co-edited with Brookings’s David Dollar in 2022, set the frame for how platforms, mobile payments, and the digital yuan are rewiring Chinese credit. His Project Syndicate columns through 2024 pushed Beijing to rein in local government debt and to rebalance away from investment toward household consumption. In August 2024, Bloomberg singled out his critique of official policy as one of the sharpest to come from inside the PBOC advisory structure in years. For international leaders, the value is specific. Huang can tell a board what Beijing is actually weighing on interest rates, on the property sector, on capital controls, and on the structural rebalancing that will shape Chinese demand for the next decade. He does it with the vocabulary of someone who has worked in a trading room, not only in a seminar room. Key speaking topics Chinese macroeconomic policy and PBOC decision-making Financial system reform and capital market liberalisation in China Digital finance, platform regulation, and the digital yuan Rebalancing the Chinese economy from investment to consumption Local government debt and fiscal reform in China China’s role in global trade and emerging market capital flows Ideal for Boards and executive committees of multinationals with material China exposure CFOs, treasurers, and CIOs at financial institutions allocating capital across Asia Strategy and policy leads in technology and payments businesses operating in or alongside Chinese platforms Senior government, regulatory, and multilateral audiences tracking PBOC direction Audience outcomes A clearer view of how Chinese policymakers are likely to weigh monetary, fiscal, and structural choices in the next twelve to twenty-four months. An informed read on where Chinese financial reform and platform regulation are heading, from someone inside that work. A sense of the real disagreements inside the Chinese policy community, rather than the official line. Sharper questions to bring to their own China strategy, credit exposure, and supply chain decisions.

Why organisations work with Sung Won Sohn His forecasting record is one of the few in the economics profession that has been publicly audited. The Wall Street Journal has repeatedly ranked him the most accurate forecaster in the country, including first place in 2006 and a top-three ranking in 2012 as the only academic in the top ten. Analysis built from inside three institutions most economists only write about. Dr. Sohn served as a Senior Economist on the President’s Council of Economic Advisers, as Chief Economist at Wells Fargo, and as President and CEO of Hanmi Financial Corporation in Los Angeles. A Pacific-rim lens that US-focused commentators rarely offer. Korean-born and long specialised in trans-Pacific trade, he reads US-China and US-Korea exposure the way someone who has tracked those flows for four decades does. Constant presence in live financial coverage. Reuters, CNN, CNBC, NBC, and Bloomberg cite him regularly on Fed decisions, inflation prints, and tariff announcements. Audiences hear what is shaping markets this week, in the language of the data that week. Biography highlights Professor of Finance and Economics, College of Business Administration, Loyola Marymount University Former Senior Economist on the President’s Council of Economic Advisers at The White House Former Executive Vice President and Chief Economist at Wells Fargo Bank; former President and CEO of Hanmi Financial Corporation in Los Angeles Named the most accurate economic forecaster in the United States by the Wall Street Journal in 2006, with top-five rankings from the same publication in 2010 and 2012 Named to Time Magazine’s Board of Economists; one of the five most accurate US forecasters by Bloomberg News; most accurate forecaster for the Western States by Blue Chip Publications Author of Global Financial Crisis and Exit Strategy and The New Economy; Chair of the Investment Committee at LACERS, overseeing a multi-billion-dollar public pension fund; Director, Western Alliance Bancorporation Biography In 2006, the Wall Street Journal named its most accurate economic forecaster in the United States. The winner was running what he himself described as a one-man operation against forecasting teams at Goldman Sachs, Citibank, and Bank of America. His name was Sung Won Sohn. The Journal has returned to him in the years since, at one point ranking him the only academic in the country’s top ten forecasters. The forecasting record is built from a career that has sat on three different sides of the economic question. Dr. Sohn served as a Senior Economist on President Nixon’s Council of Economic Advisers, with a brief covering the Federal Reserve and financial markets. He then spent three decades inside Northwest National Bank as it became Wells Fargo, rising to Executive Vice President and Chief Economist. In 2005 he crossed the table entirely, becoming President and CEO of Hanmi Financial Corporation in Los Angeles. Today Dr. Sohn is Professor of Finance and Economics at Loyola Marymount University’s College of Business Administration and president of SS Economics, his own consulting firm. Reuters, CNN, CNBC, NBC, and Bloomberg cite him routinely on Fed decisions, jobs data, and tariffs. His books Global Financial Crisis and Exit Strategy and The New Economy address the questions that still sit on most board agendas. What sets the commentary apart from other US-based macro voices is a Pacific-rim lens. Korean-born and formerly chief executive of a Korean-American bank in Los Angeles, Dr. Sohn has tracked trans-Pacific trade flows for four decades. He reads US-China and US-Korea exposure the way someone who has lived on both ends of those flows reads them. He also sits on the Board of Directors at Western Alliance Bancorporation and chairs the Investment Committee at LACERS, the Los Angeles City Employees’ Retirement System. Key speaking topics US economic forecasting and the Federal Reserve Inflation, interest rates, and monetary policy International trade, tariffs, and non-tariff barriers The Pacific-rim economy and US-China relations AI and the future of business and productivity Digital currencies and the future of payments Competitive strategy in a volatile economy Ideal for CFOs, treasurers, and finance leadership teams needing a clear read on Federal Reserve policy and interest rate direction Board directors and investment committees making decisions sensitive to inflation, tariffs, and global trade flows CEOs and strategy leaders in manufacturing, retail, banking, and logistics with material exposure to US-China and Pacific-rim trade Asset managers, pension trustees, and financial advisers who need a macro voice with a publicly verified forecasting record Audience outcomes A forecast of where US growth, inflation, and interest rates are likely to move over the next two to four quarters, and the indicators that matter most A reading of US-China and US-Korea trade dynamics that goes beyond the headlines, including the non-tariff barriers that often matter more than the tariffs themselves A sharper sense of how AI is actually reshaping pricing, productivity, and labour markets, grounded in specific company examples A way to pressure-test their own planning assumptions against someone who has sat inside both the Council of Economic Advisers and a major bank’s forecasting team

Why organisations work with Susan HayesCulleton She holds the CFA charter and runs a financial-training practice with clients across Europe and the United States, so the economic read is grounded in capital-markets discipline, not punditry. She wrote the textbook that Irish students learn economics from twice. That same instinct for sequencing complex material into something a room can act on is what she brings to executive audiences. She presents “Taking Stock” on Newstalk, interviewing experts on the issues moving the world economy each week. The implication for buyers is current material, sourced from named guests, refreshed continuously. She sits on the boards of the Irish International Business Network and the Ireland Hong Kong Business Forum, which gives her a working view of cross-border trade flows that few keynote economists hold. She built #SavvyTeenAcademy and Active Peers AI alongside the speaking practice, which means the economic argument lands with someone who has actually run payroll, raised invoices and made a hire. Biography highlights CFA charterholder; MSc Executive Leadership; BSc Financial Maths and Economics; Diploma in Taxation. Co-author of “Positive Economics”, a market-leading Leaving Certificate economics textbook in Ireland. Author of “The Savvy Woman’s Guide to Financial Freedom” and “The Savvy Guide to Making More Money” (Penguin Ireland). Author of “Money Matters”, a financial literacy textbook sponsored by CFA Society Ireland and distributed to Irish secondary schools. Presenter of “Taking Stock” on Newstalk; host of Fantastic Female Fridays and the ESG and Tech Show. Managing Director, Hayes Culleton Group; Associate Lecturer, Ulster University; board roles with the Irish International Business Network and the Ireland Hong Kong Business Forum. Biography Most boardrooms do not have an economist in the room. They have a CFO with a P&L, a strategy lead with a deck, and a set of macro headlines none of them can confidently translate into a hiring decision or a hedge. Susan HayesCulleton works in that gap. The credentialing matters here. The CFA charter, the MSc Executive Leadership and the BSc Financial Maths and Economics are not decoration; they are the reason the read on rates, currency and capital flows hold up under questioning. The Hayes Culleton Group serves clients across Europe and the United States out of that same training discipline. The public work is what makes the material legible. “Positive Economics”, co-authored twice, is the textbook generations of Irish students sat the Leaving Certificate with. “Money Matters”, sponsored by CFA Society Ireland, went into every secondary school in the country. On Newstalk, “Taking Stock” runs each week with named guests on the issues moving the world economy. The instinct for sequencing technical content into something a non-specialist room can use is the through-line. She also runs businesses. #SavvyTeenAcademy places teenagers into corporate work experience programmes; Active Peers AI captures and diffuses tacit knowledge inside networks. Board seats with the Irish International Business Network and the Ireland Hong Kong Business Forum keep her close to the cross-border trade flows that most economists discuss only in the abstract. Key speaking topics Global economic outlook and macro forecasting Capital markets and investing for non-specialist audiences Cross-border trade, Ireland, UK and Asia-Pacific exposure ESG and sustainability in commercial decision-making Financial literacy and women in finance Entrepreneurship and scale-up economics Ideal for Boards, executive committees and CFOs are preparing capital allocation, hedging or pricing decisions against an uncertain macro backdrop. Banking, financial services and professional services audiences who want a working economist on the platform rather than a generalist commentator. Conferences hosting international trade, ESG, or financial literacy themes. Corporate audiences seeking a credible Irish or European economic voice for European, UK or US-facing programmes. Audience outcomes A clearer read on what the current macro signals mean for the specific decisions in front of the leadership team. Working vocabulary for capital-markets concepts (rates, currency, equity flows) that previously sat with the CFO alone. A view on cross-border exposure for organisations trading into Ireland, the UK, the EU or Asia-Pacific. Confidence to ask the next-level question of internal finance and risk teams. An economic argument paced for a mixed-seniority audience, not a specialist one.

Why organisations work with Sasha Qadri Her years as Senior Programming Director at Bloomberg Live mean she approaches moderation as an editorial problem: she understands what a discussion is supposed to achieve before she takes the stage to lead it – not just how to keep it moving. She started her career in investment banking and has worked extensively with financial institutions including Lloyds Bank and the Treasury – giving her genuine financial literacy that shows when chairing sessions on fintech, capital markets, and economic policy. Her live broadcast background – including breaking news on Sky News and production roles at CNN and CNBC – means she is rarely unsettled by format changes, difficult panellists, or unscripted moments in high-profile live environments. She has chaired the Innovate Finance Global Summit, co-hosted London Tech Week and its Global Leaders Summit, and emceed Money 20/20 in Europe: events where the participant list demands more than capable chairmanship. Her interviewee roster spans the Former UK Chancellor, the Head of GCHQ, leading technology CEOs, and AI researchers – giving her substantive range across the full landscape of technology, finance, and public policy that executive audiences expect a moderator to navigate. Biography highlights Anchored television news for Sky News; produced and reported for CNN, Bloomberg, CNBC, Reuters, and Channel 4 News Former Senior Programming Director, Bloomberg Live – curated and moderated flagship business and technology events Career began in investment banking (UBS cited by multiple bureau sources); subsequent commercial experience at lastminute.com during the dotcom era Social and Political Sciences, University of Cambridge; further study at The Sorbonne Recent events include: co-host, London Tech Week; chair, Innovate Finance Global Summit; emcee, Money 20/20 Middle East; main stage chair, Tech Show London; main stage chair and moderator, Global Health Exhibition; moderator, FII Institute and Cityscape Global Named interviewees include Rt. Hon. Philip Hammond (Former UK Chancellor), Anne Keast-Butler (Head of GCHQ), Mo Gawdat, Martha Lane Fox, Francesca Carlesi (Revolut UK CEO), and Mike Martin (Strava CEO) Recent corporate clients include Palo Alto Networks, Amazon, Akamai, Royal London, and Mastercard Biography Leadership events at the intersection of technology, finance, and business policy are only as good as the conversation they produce. Sasha Qadri is a broadcaster and event moderator whose career has run across two disciplines that rarely coexist: live television journalism – anchoring for Sky News, producing for CNN, CNBC, and Bloomberg – and editorial leadership of major live events as Senior Programming Director at Bloomberg Live. That editorial role is what distinguishes her from the professional host market. At Bloomberg Live, she did not simply chair discussions – she curated them, shaping the content architecture of flagship business and technology events before taking the stage to lead them. The combination of knowing what a conversation is supposed to achieve, then making it happen with senior executives in front of a live audience, is the specific capability organisations are hiring when they book her. Her professional foundation adds further range. She began her career in investment banking and has since worked regularly with financial institutions including Lloyds Bank and the Treasury. A degree in Social and Political Sciences from Cambridge gives her the grounding to operate across the full space where technology, finance, economics, and public policy intersect – and to interview figures including a former UK Chancellor and the Head of GCHQ with genuine comprehension, not just broadcast fluency. In 2025, she co-hosted London Tech Week and chaired its Global Leaders Summit, emceed Money 20/20 in Europe, and chaired the Innovate Finance Global Summit (the UK fintech sector’s flagship annual conference). The same year extended her chairing and moderation work across the Middle East, including FII Institute, Cityscape Global, and the Global Health Exhibition. Events that trust her with their main stage consistently feature participant lists where competent chairmanship is insufficient. Key speaking topics Artificial intelligence and digital transformation Financial services and fintech leadership Cybersecurity and technology risk AI adoption and generative AI Sustainability and energy transition Geopolitics, policy, and economic leadership Business strategy and technology innovation Ideal for CTOs, CISOs, and technology leadership conferences requiring a moderator with genuine sector depth, not just broadcast presence Financial services and fintech events – CFO, CEO, and C-suite panel formats where moderator literacy on capital markets, regulation, and digital disruption is material Public-private sector summits on technology, national security, and economic strategy, where interviewees include government officials and policymakers Major international conferences requiring anchor-standard broadcast experience combined with editorial event direction Audience outcomes Executive panel discussions that move past rehearsed positions into substantive exchange Clearer understanding of emerging intersections between technology, finance, and policy – framed for decision-makers, not technical specialists Confident navigation of complex or sensitive topics – AI ethics, geopolitical risk, fintech regulation – without losing audience accessibility A moderated session that maintains engagement and structure across multiple hours, formats, or speakers Conversations shaped by editorial intelligence that understands what the session is supposed to achieve before it begins

Why organisations work with Sallie Krawcheck She has run wealth management at the largest scale in the industry, leading Smith Barney, Citi Private Bank, US Trust and Merrill Lynch, then built a venture-backed fintech from scratch around a gap she watched the incumbents miss. Her thesis on the gender wealth gap is quantified, not rhetorical. Ellevest’s portfolio construction takes gender-specific salary curves, career breaks and longevity into account, which gives her a concrete answer to the “what would you actually change” question that most diversity speakers cannot give. Fortune called her “The Last Honest Analyst” for refusing to soften research calls and for reimbursing retail clients during a downturn. That reputation is what makes her credible to senior boards on questions of conflict of interest and product integrity. Her book “Own It: The Power of Women at Work” (Crown Currency, 2017) is a Wall Street Journal and Washington Post bestseller, and her LinkedIn writing has built one of the largest executive followings on the platform. She arrives with a real audience and a real argument, not a stock keynote. Biography highlights Co-founder and CEO of Ellevest, a digital investment platform for women. Former president of Global Wealth and Investment Management, Bank of America, overseeing Merrill Lynch and US Trust. Former CEO of Citi Global Wealth Management and former chairman and CEO of Sanford C. Bernstein and Co. Author of “Own It: The Power of Women at Work” (Crown Currency, 2017), Wall Street Journal and Washington Post bestseller. Called “The Last Honest Analyst” by Fortune; multiple appearances on the Forbes “100 Most Powerful Women” list; named to Time “Global Influentials”. BA summa cum laude, University of North Carolina at Chapel Hill; MBA with honors, Columbia Business School. Biography The gender wealth gap is wider than the gender pay gap, and for many cohorts, it is still moving in the wrong direction. Closing it is not a marketing problem for financial services. It is a product, advice and capital allocation problem, and the people best placed to solve it are the people who have run the businesses on the other side of the gap. Krawcheck spent two decades doing exactly that. She rose from equity analyst to chairman and CEO of Sanford C. Bernstein and Co, then ran Smith Barney and Citi Global Wealth Management, then led Bank of America’s combined Merrill Lynch and US Trust wealth business. Fortune called her “The Last Honest Analyst” for protecting research independence and reimbursing retail clients during a downturn, which remains the cleanest single line on her professional integrity. In 2016 she co-founded Ellevest, a digital investment platform built around the financial reality of women’s careers and lifespans. The investing algorithm factors in salary curves that peak earlier, more frequent career breaks and longer retirement horizons. Ellevest is the only modern fintech that uses gender as an input to portfolio construction rather than a marketing layer on top of a generic product. Her book “Own It: The Power of Women at Work” (Crown Currency, 2017) became a Wall Street Journal and Washington Post bestseller. Her LinkedIn following puts her among the most-read business writers on the platform, and Inc. has named her a Top Female Founder. She speaks to financial services boards, leadership teams and consumer brands on what it actually takes to design products and careers around a customer base the industry has historically underserved. Key speaking topics Closing the gender wealth gap Designing financial products for underserved customer segments Women, leadership and career capital Building a fintech inside a regulated industry Trust, conflict of interest and integrity in financial advice Entrepreneurship after a corporate career Capital, investing behaviour and the future of advice Ideal for Financial services CEOs, CMOs and heads of wealth and private banking are rethinking their women-client strategy. Boards and ExCos of consumer-facing businesses where female customer segments are under-monetised. Founders, investors and leadership teams in fintech and consumer finance. Senior women’s leadership programmes, CHRO sponsors and ERG executive sponsors at large enterprises. Audience outcomes A specific read on where the gender wealth gap actually sits in product design, pricing and advice, not in HR policy. A Wall Street insider’s honest account of how integrity, advice quality and conflicts of interest play out at the top of the industry. A practical view of what it takes to build a regulated fintech around an underserved segment, told by an operator who has done it. A direct, unhedged set of arguments on women, money and career capital that senior audiences can act on.