Brett King

Why organisations work with Brett King

• He built one of the first mobile-only banks. Bank 4.0 is grounded in operating experience at Moven, not theory borrowed from outside the industry.
• He has briefed governments and regulators, including advising the Obama administration on fintech policy, and continues to advise central banks and regulators on technology transformation.
• Two of his books, Augmented and Bank 4.0, became sustained international bestsellers, with Bank 4.0 recognised as Top Book by a Foreign Author in Russia in 2019 under a PwC-audited process.
• Breaking Banks and The Futurists give him a continuous, current read on what fintech operators, regulators and technologists are actually doing, week by week, in more than 180 countries.
• His thesis stretches beyond banking. The Rise of Technosocialism, co-authored with Richard Petty, sets out four scenarios for an economy reshaped by AI, automation, inequality and climate, which makes him a useful voice for boards thinking beyond their own sector.

Biography highlights

• Founder of Moven, an early mobile-only banking startup launched in New York in 2011.
• Author of Bank 4.0, Augmented: Life in the Smart Lane, Bank 2.0, Bank 3.0, Breaking Banks and The Rise of Technosocialism (with Dr. Richard Petty).
• Inducted into the Fintech Hall of Fame by CB Insights in 2020.
• Host of Breaking Banks on VoiceAmerica and co-host of The Futurists podcast.
• Advised the Obama administration on fintech policy; advises bank boards and regulators internationally.
• Keynote stages include TED, Web Summit, The Economist events, SIBOS, Singularity University, IBM World of Watson and CES.

Biography

Most large banks were designed around branches, products and quarterly earnings. The industry now competes with software companies, payments networks, embedded-finance providers and increasingly with AI agents that sit between customers and money. The question for boards is no longer whether to digitise. It is what kind of institution they want on the other side of the next decade.

Brett King has been close to that question for fifteen years. He founded Moven in New York in 2011, one of the first mobile-only banks, and used the experience as the basis for Bank 4.0: Banking Everywhere, Never at a Bank, which mapped how value, distribution and trust move when the branch is no longer the unit of banking. The book was named Top Book by a Foreign Author in Russia in 2019, under a PwC-audited award process, and remains widely cited inside the industry.

His range stretches further than banking. Augmented: Life in the Smart Lane tracked how AI, sensors, biotechnology and smart infrastructure compound into a different operating environment for business and society. The Rise of Technosocialism, co-written with Richard Petty, takes the argument forward, setting out four scenarios for a world in which automation, inequality and climate force political economies to rewire. That body of work is why central banks, regulators and global financial institutions invite him into rooms where the question is structural, not tactical.

Two podcasts keep his perspective current. Breaking Banks, which he hosts on VoiceAmerica, has become a reference point for fintech operators worldwide. The Futurists, which he co-hosts, gives him a regular working dialogue with technologists and researchers across AI, space, biotech and energy. His induction into the Fintech Hall of Fame in 2020 reflects the operating record, not the podcast catalogue.

Key speaking topics

• The future of banking and financial services
• Embedded finance and the platform economics of money
• Artificial intelligence and the automated economy
• Fintech, regulation and the role of central banks
• AI, inequality and climate as forces reshaping political economy
• Long-range technology foresight for boards and regulators

Ideal for

• Bank, insurer and asset-manager boards and executive committees setting digital and AI strategy
• Central bankers, financial regulators and policy bodies working on payments, digital assets and AI governance
• Large enterprises whose business model is exposed to fintech, embedded payments or AI-driven disintermediation
• Conferences and summits in financial services, technology and futures-of-industry programmes

Audience outcomes

• A sharper read on where banking, payments and customer trust are moving over the next decade.
• A grounded view, from an operator, of what works and what fails when incumbents try to digitise.
• Named scenarios for how AI, automation and climate may reshape labour markets, capital and policy.
• A practical agenda for board-level discussions on AI deployment, fintech partnerships and regulatory exposure.